Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Why an Umbrella Policy?
Posted: April 18, 2018
What is an Umbrella Policy? It’s a separate product protecting you from liability over (and above) that provided by your other personal insurance policies. Holding this extra layer of protection requires that your underlying (base) policies (auto and home insurance) carry (at least) minimum liability limits. Umbrella policy protection is not limited to auto and home, and that is really the core of our concern:...
Make Sure To Insure All Aspects Of Your Business
Posted: April 5, 2018
Make Sure To Insure All Aspects Of Your BusinessThe minute you start a business, you are exposed to certain risks. The importance of having the right business insurance cannot be overstated. Our knowledgeable agency can help you fully assess your business insurance needs and find the right coverage at the best available rates. Types of Business Insurance Businesses today have a wide range of insurance options to protect them against a number of...
How To Prevent Your Business From Being Hacked
Posted: March 30, 2018
How To Prevent Your Business From Being HackedA business of any size may be vulnerable to a data breach. Cyber attacks have become a frightening reality for individuals and organizations in recent years. Business owners should do all they can to secure their websites and customer information. If your business stores passwords, credit card numbers, or any form of sensitive client or customer information, be aware that hackers have you in their...
You have just hired a full-time domestic employee...
Posted: March 28, 2018
You have just hired a full-time nanny to care for your children. That makes you, the homeowner, an employer and due to NY State Statute, requires purchasing Workers Compensation and NY Disability to protect your employee. Your homeowner policy would exclude coverage for this exposure. So, where do we obtain this coverage? NY State offers a competitive market for obtaining both types of insurance....
Great Insurance Tips For First Time Home Buyers
Posted: March 19, 2018
Great Insurance Tips For First Time Home BuyersHomeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender's investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. The following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help...