Nicolaysen Insurance Agency - Insuring The Metropolitan Area, All of New York, & 12 Other States

Nicolaysen Insurance Agency Provides Car Insurance, Home Insurance, and Commercial Insurance to The Metropolitan Area, All of New York, & 12 Other States

Established in 1929, the Nicolaysen Agency Inc., is an independent insurance agency. Our Mission is to provide risk management services in order to prepare for, and protect our clients from, the unexpected. Events happens to us all.

Our staff has extensive experience in formulating Car Insurance, Home Insurance, and Commercial Insurance coverage for families as well as businesses. Establishing relationships with our clientele through review and updating policy coverage including premium allows our account servicing to focus on monitoring & controlling the insured’s financial risk.

The carriers represented have been selected based on financial strength, product portfolio and claim-settlement protocol. Our focus is on you, the insured…from proposal through the application process and throughout the coverage period. In the event of claims, we’re there to assist and support.

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Recent News & Updates

Out of school, into your first apartment…

  What do you do if you’re out of school, living independently, and you are no longer listed or insured on your  parents’ policies? Now, you are about to rent an apartment and are required to provide proof of liability coverage to comply with the lease.  So, what should you do? We suggest a “Tenant’s Policy” to cover your liability in relation to the home or... Read Article

Home Renovation & Remodeling

Part I - Renovation When you’re remodeling your home, there are various things to consider.  First, changes to the home might affect your homeowner insurance and could create a future problem if the insurance company is not notified.     Your policy should reflect the full cost to rebuild your home; you would want to fully protect your asset.   When working with a general contractor (GC) be... Read Article

Should You Insure While You’re Young?

Regardless of your age, if you are married or have children the benefits of life insurance are obvious: you want to continue to provide for your loved ones should the unexpected occur. If you’re young, healthy, and single with no dependents, getting life insurance may be the furthest thing from your mind. No one likes considering their own mortality, especially in their twenties, when this... Read Article

Why Every Contractor Needs Insurance Protection

Contractors face many challenges even when a project is moving ahead as planned. General contractors have contractual obligations and the threat of a financial loss if a construction defect claim is filed. In order to guard against losses associated with injuries or other damages, contractors need the protection provided by a product liability insurance policy. We live in a litigious world, and there are law... Read Article