Independent Insurance Specialists

Family Owned - Serving Chappaqua & The Greater NY Metro Since 1929

  • Your home is not just one of your most valuable assets; it is also where you shelter your family and precious belongings. It’s where you raise your children, gather with your closest friends, and it’s where you make and store many of your most precious memories…your home is truly a member of your family. Properly protecting your home is much more than wrapping it in a big insurance policy. At the Nicolaysen Agency, we recognize the importance of protecting your home, whether it be from fire, water, Mother Nature’s fury, liability, or theft. We also help protect you from claims and soaring premiums! 

    We do our best to help you avoid claims by offering confidential, comprehensive property inspections, and we will keep you up to date on any new solutions for loss prevention. But should you experience a devastating loss, you can trust our agency to keep your coverage ready for rebuilding, even as the costs of demolition and construction continue to skyrocket. We offer customizable coverage tailored to your needs, ensuring financial security and peace of mind. 

    Contact our experienced team today to learn more.


  • Drive with confidence knowing our automobile insurance provides essential protection against accidents, theft, and liability on the road. From basic coverage to full comprehensive plans including collision, uninsured motorist protection, and roadside assistance, we have options to fit every driver and budget. Let our team help you find the right policy to keep you and your vehicle secure.

  • Safeguard your business operations with our tailored business insurance solutions, covering property damage, liability, workers' compensation, and interruptions due to unforeseen events. We work with a variety of industries to provide robust protection that minimizes risks and supports your company's growth. Partner with us for reliable coverage and dedicated support to keep your business thriving.

  • Explore our wide range of additional insurance products, including renters, umbrella, life, boat, motorcycle, and recreational vehicle coverage, to fill any gaps in your protection plan. These specialized policies offer extra layers of security for your personal assets, liability, and future well-being. Our knowledgeable agents are here to assess your unique needs and recommend the perfect complementary coverage.

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Our Services

Customized Business Solutions Customized Business Solutions
Customized Business Solutions
$149.00

Our Commercial Insurance Division has been a focus of ours since our inception in 1929. We insure everything from small family businesses to Middle Market companies with $100mm+ annual revenue.

From off-the-shelf small business liability policies to custom-built insurance policies designed specifically for clients and underwritten through Lloyd's of London, our Commercial Insurance Clients have unfettered access to everything they need, guided by over 95 years of experience.

Personal Insurance Personal Insurance
Personal Insurance
$99.00

We offer every type of personal lines insurance including home, auto, liability, motorcycle, renters, boat and more. 

We are direct agents for over 20 of the best companies in the industry and represent over 100 more through our brokerage division.

​If you are looking for the best coverage at the best price, we can help you!

Life, Health and Disability Insurance Life, Health and Disability Insurance
Life, Health and Disability Insurance
$199.00

Many parents’ most valuable asset is not their home or their retirement accounts, it is their ability to earn income. Protecting this asset is the most important insurance planning you can do. Our team offers every type of life insurance and disability policy on the market.

Schedule Your Insurance Consultation

Secure your peace of mind by booking an appointment with our experienced insurance specialists today. We are committed to helping you plan for the unexpected with comprehensive coverage options tailored to your home protection needs.